Terms and Conditions

These terms and conditions were last updated on the 12th May 2023.

1. Preamble

The following terms and conditions ("Terms") oversee your interaction with our website. By accessing and using our website, you fully agree to these Terms. Should you disagree with these Terms or any part of them, please refrain from using our website.

You must be 18 years or older to use our website. By accessing our website and agreeing to these Terms, you confirm that you are at least 18 years old.

We don't keep individual copies of these Terms for each user. If we modify these Terms, the version you initially agreed to will no longer be accessible on our website. Hence, we advise you to print and keep a copy of these Terms for your records.

These Terms are available only in English.

Should you become a Registered Trader, you will be required to agree to our installer terms and conditions in addition to this document.

2. Terminology and Understanding

In these Terms, "we", "us", and "our" refer to betsys.org, while "you" and "your" refer to the individual user of our website and, when context allows, any company or person using our website on someone else's behalf.

Moreover, in these Terms:

"Customers" are individuals who request a quote via the website;"Leads" refer to information about a Customer and their quote request that a Registered Trader may purchase;"Registered Traders" are companies, partnerships, and sole proprietors who have registered on the website;"Website Material" encompasses our website and all data, content, and materials hosted or displayed on it;"Your Content" includes all materials that you submit to us or our website for any purpose, including text, graphics, images, audio, video, and audio-visual material.

3. Customers

Customers can submit a quote request on the website by completing and submitting our "get a quote" form.

Data from the "get a quote" form may be made available to Registered Traders via our website. However, personal information (such as names, addresses, and contact details) will not be published on the website. Customers must ensure that they don't include personal information in any non-personal information fields of a quote request.

Customers agree that we may share their personal details and quote request details with:

  • Our affiliates (Leads.io offices);
  • Registered Traders;
  • relevant service providers not registered on or listed on our website;
  • third-party Lead brokers, who may also share those details with relevant service providers.

Our objective is to procure no more than 4 quotes for the Customer. However, we can't guarantee that we will find suitable Registered Traders to quote or that any quotes will be received.

We, along with the third parties listed above, may contact Customers (via telephone, email, and SMS) to provide information about their personal data processing. We may also contact Customers to provide quotes and collect information necessary for quoting. We may contact Customers (via telephone and, unless opted out, email) to get feedback after a Lead referral via the website and for future product and service updates from Leads.io.

Refer to our privacy policy for more details on how we handle personal information.

4. Website Use License

Unless stated otherwise, we or our licensors own the intellectual property rights to the Website Material. All these rights are reserved, subject to the license below.

You are permitted to view website pages via a web browser and download pages for caching purposes only, as long as you adhere to these Terms. You may also edit Your Content using designated website functionality.

You are not allowed to exploit, modify, access, copy, transmit, display, or distribute any Website Material, unless specified above or required by law.

Under no circumstances are you allowed to:

  • Re-publish Website Material on another website;
  • Sell, rent, or sub-license website Material;
  • Show any Website Material publicly;
  • Redistribute Website Material; or
  • Remove or obscure any proprietary notice associated with the Website Material.

Despite the above, you may redistribute our newsletter in both print and electronic forms.

We reserve the right to restrict access to certain areas of our website or the entire website as we deem necessary. You must not attempt to bypass or circumvent any access restriction measures on our website.

The license granted in this Section 4 cannot be transferred.

5. Appropriate Usage

You must not use our website in a manner that could damage the website or impair its performance, availability, or accessibility, or in connection with any unlawful, illegal, fraudulent, or harmful activities.

You must not use our website to store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.

You must not carry out any systematic or automated data collection activities on our website, such as scraping, data mining, data extraction, and data harvesting, without our explicit written consent.

You must not interact with our website using any robot, spider, or other automated means, except for search engine indexing. You must comply with the directives provided in our website's robots.txt file.

Unless expressly permitted by these Terms, you must not use data collected from our website or our directory for any direct marketing activities, including email marketing, SMS marketing, telemarketing, and direct mailing.

You must ensure that all the information you provide to us through our website, or in relation to our website, is true, accurate, current, complete, and not misleading.

You must not submit any hoax, fake, unlawful, offensive, or fraudulent Leads via our website.

6. Content Guidelines

You grant us a global, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate, transmit, and distribute Your Content in any existing or future media.

You also grant us the right to sub-license these rights and the right to take legal action for infringement of these rights.

You assure and declare that your content will comply with these Terms.

Your Content:

  • must not be illegal, must not infringe on any person's legal rights, and must not be capable of causing legal action against any person (under any jurisdiction and applicable law).
  • must be suitable, polite, tasteful, and comply with generally accepted internet etiquette and behavior.
  • must not use our website to link to any website or web page containing material that would breach these Terms if posted on our website.
  • must not submit any content to our website that is or has been the subject of any threatened or actual legal proceedings or similar complaints.
  • must ensure that your content, and its use in accordance with these Terms, does not constitute any financial service or activity regulated or controlled by UK financial services law or any other applicable law.

We reserve the right to edit, remove, or suspend the publication of any content submitted to our website or stored on our servers.

Despite our rights under these Terms regarding user-supplied content, we do not commit to monitor such content or its publication on our website.

7. Reporting Inappropriate Content

If you become aware of any unlawful material or activity on our website, or any material or activity that breaches these Terms, please inform us. You can report such material or activity by emailing compliance@betsys.org

8. Disclaimer of Warranties

You understand and agree that much of the information available on this website is provided by users, and we do not typically review, approve or edit such submissions.

We do not guarantee or assert the completeness or accuracy of the information available on this website. Furthermore, we do not undertake to maintain the website availability or keep the content on the website updated.

You also understand and agree that:

  • We only make commercially reasonable efforts to verify the identity of Customers or Registered Traders, or conduct due diligence on Customers or Registered Traders;
  • We only put in commercially reasonable efforts to review, monitor or control the information in the listings on the website or included in a quotation request or Lead or quotation;
  • We only sporadically assess the creditworthiness, suitability or bona fides of Customers or Registered Traders;
  • We do not enter into any contract for the supply of goods and/or services established between a Customer and a Registered Trader following a referral made through the website; and
  • We do not act as agents for any Registered Trader or Customer, and thus we will not be held responsible to any person, whether acting as Customer or Registered Trader or otherwise, concerning the offer for supply or supply of goods and/or services;
  • Moreover, we bear no responsibility for enforcing any contractual obligations resulting from any contract for the supply of goods and/or services, and we have no obligation to mediate between parties to any such contract.To the fullest extent allowed by applicable law, we exclude all representations, warranties, and conditions relating to the subject matter of these Terms, this website, and the use of this website.

We reserve the right to modify or discontinue any or all of our website services, and to cease publishing our website, at any time at our sole discretion without prior notice or explanation; and unless otherwise expressly stated in these Terms, you will not be eligible for any compensation or other payment upon the discontinuance or modification of any website services, or if we stop publishing the website.

9. Limitations of Liability

These Terms do not:

(a) restrict or exclude any liability for death or personal injury caused by negligence;(b) restrict or exclude any liability for fraud or fraudulent misrepresentation;(c) limit any liabilities in any way that is not permitted under applicable law; or(d) exclude any liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability mentioned in this Section and elsewhere in these Terms:

(a) are subject to the above stipulation; and(b) govern all liabilities that arise under the Terms or in relation to the subject matter of the Terms, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty, except to the extent expressly provided otherwise in these Terms.

  • As the website and the information and services on the website are provided free of charge, we will not be responsible for any loss or damage of any kind.
  • We will not be held accountable for any losses resulting from any circumstances beyond our reasonable control.
  • We will not be responsible for any business losses, including loss of profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities, or goodwill.
  • We will not be accountable for any loss or corruption of any personal data, non-personal data, or software.
  • We will not be held liable for any special, indirect, or consequential loss or damage.

You acknowledge that we have an interest in limiting the personal liability of our officers and employees. In consideration of that interest, you agree that we are a limited liability entity and agree that you will not bring any claim personally against individual officers or employees in respect of any losses you endure in connection with the website or these Terms. This will not limit or exclude the liability of the company itself for the acts and omissions of our officers and employees.

10. Indemnification

You agree to indemnify us and commit to keep us indemnified against any losses, damages, costs, liabilities and expenses (including legal expenses and any amounts paid by us to a third party in resolution of a claim or dispute) we incur or suffer arising directly or indirectly out of your use of our website, or any violation by you of any provision of these Terms, or arising out of any claim that you have violated any provision of these Terms.

11. Violation of Terms

Without limiting our other rights under these Terms, if you violate these Terms in any manner, or if we reasonably believe that you have violated these Terms in any manner, we may:

  • issue you one or more formal warnings;
  • suspend your access to the website temporarily;
  • ban you from accessing the website permanently;
  • block computers using your IP address from accessing the website;
  • contact your internet service provider and request they block your access to the website;
  • initiate legal proceedings against you;
  • delete and/or modify any or all of your website submissions; and/or
  • suspend and/or delete your account with the website.

If we suspend, prohibit, or block your access to our website or a part of our website, you must not take any action to bypass such suspension, prohibition, or blocking (including creating and/or using a different account).

12. Third-Party Websites

Our website contains hyperlinks to other websites owned and operated by third parties. These links are not endorsements. We have no control over the content of third-party websites, and we accept no responsibility for them or for any loss or damage that may arise from your use of them.

13. Trademarks

Betsy's, our logos, and our other registered and unregistered trademarks are our property. We do not grant permission for their use, and such use may be a violation of our rights. The third-party registered and unregistered trademarks or service marks on our website belong to their respective owners. Unless stated otherwise, we do not endorse and are not affiliated with any of the holders of any such rights and as such we cannot grant any license to exercise such rights.

14. Modifications

We may revise these Terms periodically. Revised Terms will apply to the use of our website from the date of the publication of the revised Terms on our website, and you waive any right you may have to be notified of, or to consent to, revisions of these Terms. Please check this page regularly to ensure you are familiar with the current version.

15. Transfer of Rights

We may assign, transfer, sub-contract or otherwise deal with our rights and/or obligations under these Terms without notifying you or obtaining your consent.

You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these Terms.

16. Severability

If any provision of these Terms is found to be unlawful and/or unenforceable by any court or other competent authority, the other provisions will continue to be effective. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be considered deleted, and the rest of the provision will remain in effect.

17. Exclusion of Third-Party Rights

These Terms are for your and our benefit, and are not intended to benefit any third party or be enforceable by any third party. The exercise of our and your rights in relation to these Terms is not subject to the consent of any third party.

18. Entire Agreement

These Terms, along with our installer terms and conditions (where applicable) and our privacy policy, constitute the entire agreement between you and us in relation to your use of our website, and supersede all previous agreements concerning your use of this website.

19. Governing Law and Jurisdiction

These Terms will be governed by and interpreted in accordance with English law, and any disputes relating to these Terms will fall under the exclusive jurisdiction of the courts of England and Wales.

20. Contact Us

Should you have any questions, concerns, or comments about these Terms, please feel free to contact us. We are committed to resolving any issues that may arise in a fair and expedient manner.

21. Acknowledgement

By using our website, you acknowledge that you have read these Terms in their entirety and agree to abide by them. If you do not agree to these Terms, please do not access or use our website.

22. Updates

We reserve the right to update or change these Terms at any time, and you should check this page periodically for any changes. Your continued use of the website following the posting of any changes to these Terms constitutes acceptance of those changes.

Please note: This revision of our Terms is effective as of the date specified at the beginning of this document.